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How much does a medical resident make in Canada?

Updated: November 15, 2021

Residency is often the first chance for new physicians to start earning an income. So, how much do residents in Canada make?  

Residents’ salaries are negotiated by the residency associations and are determined by two things: their postgraduate year and the province they’re working in.

For instance, if you’re in the second year of a training program (PGY-2) in Ontario, your salary is the same as every other PGY-2 resident’s in that province. Note that in all provinces, if you switch residency programs, or do multiple residency programs, you may go back to being paid at the PGY-1 level at the start of your new program.

While all the residents in a single year make the same amount no matter where they live in the province, their income after expenses could be vastly different. Those in urban areas may have higher living expenses such as rent, transportation and grocery costs compared with those in more remote areas.

Residents’ gross salary for 2021

Below, we show the annual and monthly gross salaries of residents for all years of training. You can find details in the collective agreements of each province (click on the links below). Note that the base salary does not include call stipends, which you will need to submit to get paid for. Call stipends are also taxable upon receipt.

Gross salary is the amount before you pay any tax, employment insurance (EI) and Canada Pension Plan/Quebec Pension Plan (CPP/QPP) premiums.

British Columbia Residents — Annual Salary and Monthly Income

 

Annual gross salary

Monthly gross income

Resident I

$58,205.91

$4,850.49

Resident II

$64,932.54

$5,411.04

Resident III

$70,758.09

$5,896.51

Resident IV

$76,164.77

$6,347.06

Resident V

$81,908.37

$6,825.70

Resident VI

$87,449.54

$7,287.46

Resident VII

$93,194.66

$7,766.22

 

Alberta Residents — Annual Salary and Monthly Income

 

Annual gross salary

Monthly gross income

Pay level 1

$57,200

$4,767

Pay level 2

$63,314

$5,276

Pay level 3

$68,192

$5,683

Pay level 4

$73,077

$6,090

Pay level 5

$79,184

$6,599

Pay level 6

$84,067

$7,006

Pay level 7

$90,826

$7,569

Pay level 8

$98,141

$8,178

 

Saskatchewan Residents — Annual Salary and Monthly Income

 

Annual gross salary

Monthly gross income

PGY-1

$60,724

$5,060

PGY-2

$66,224

$5,519

PGY-3

$71,718

$5,977

PGY-4

$77,190

$6,433

PGY-5

$82,621

$6,885

PGY-6

$88,039

$7,337

 

Manitoba Residents — Annual Salary and Monthly Income

 

Annual gross salary

Monthly gross income

PGY-1

$60,406.04

$5,033.84

PGY-2

$66,868.00

$5,572.33

PGY-3

$71,726.88

$5,977.24

PGY-4

$77,245.68

$6,437.14

PGY-5

$82,764.48

$6,897.04

PGY-6

$88,283.28

$7,356.94

PGY-7

$93,688.20

$7,807.35

PGY-8

$101,005.72

$8,417.14

 

Ontario Residents — Annual Salary and Monthly Income

 

Annual gross salary

Monthly gross income

PGY-1

$61,611.71

$5,134.31

PGY-2

$67,651.14

$5,637.60

PGY-3

$72,656.03

$6,054.67

PGY-4

$78,716.06

$6,559.67

PGY-5

$83,697.38

$6,974.78

PGY-6

$88,452.95

$7,371.08

PGY-7

$91,848.99

$7,654.08

PGY-8

$96,908.04

$8,075.67

PGY-9

$101,967.11

$8,497.26

 

Quebec Residents — Annual Salary and Monthly Income

 

Annual gross salary

Monthly gross income

R1

$48,292

$4,024

R2

$53,292

$4,441

R3

$58,292

$4,858

R4

$63,292

$5,274

R5

$68,292

$5,691

R6

$73,292

$6,108

R7

$73,292

$6,108

R8

$73,292

$6,108

 

New Brunswick Residents — Annual Salary and Monthly Income

 

Annual gross salary

Monthly gross income

PGY-1

$66,154

$5,513

PGY-2

$71,512

$5,959

PGY-3

$76,360

$6,363

PGY-4

$81,418

$6,785

PGY-5

$86,899

$7,242

PGY-6

$92,762

$7,730

PGY-7

$98,350

$8,196

PGY-8

$105,002

$8,750

 

Nova Scotia Residents — Annual Salary and Monthly Income

 

Annual gross salary

Monthly gross income

PGY-1

$66,154

$5,513

PGY-2

$71,512

$5,959

PGY-3

$76,360

$6,363

PGY-4

$81,418

$6,785

PGY-5

$86,899

$7,242

PGY-6

$92,762

$7,730

PGY-7

$98,350

$8,196

PGY-8

$105,002

$8,750

 

Prince Edward Island Residents — Annual Salary and Monthly Income

 

Annual gross salary

Monthly gross income

PGY-1

$66,154

$5,513

PGY-2

$71,512

$5,959

PGY-3

$76,360

$6,363

PGY-4

$81,418

$6,785

PGY-5

$86,899

$7,242

PGY-6

$92,762

$7,730

PGY-7

$98,350

$8,196

PGY-8

$105,002

$8,750

 

Newfoundland and Labrador Residents — Annual Salary and Monthly Income — currently under negotiation

 

Annual gross salary

Monthly gross income

PGY-I

$60,795

$5,066

PGY-II

$65,718

$5,477

PGY-III

$70,175

$5,848

PGY-IV

$74,823

$6,235

PGY-V

$79,860

$6,655

PGY-VI

$85,248

$7,104

 

How MD can help

Depending on your residency year and province, you are paying thousands of dollars a year in federal and provincial taxes, EI and CPP/QPP.

Your goal should be to get as much of the tax money back as possible by claiming all the deductions and credits that you’re eligible for. Residents are often eligible for tax credits on tuition and exam fees. See Tax tips for resident physicians. You can also manage how much tax comes off your residency paycheque.

For more information, please contact your MD Advisor*.

The above information should not be construed as offering specific financial, investment, foreign or domestic taxation, legal, accounting or similar professional advice nor is it intended to replace the advice of independent tax, accounting or legal professionals.